The Health Insurance Portability and Accountability Act also known as HIPAA is a legislation in the U.S. Its main goal is to provide security solutions as well as data privacy in regards to medical information. The above law has become prominent lately due to the massive data breaches which originate from attacks such as cyberattacks on both providers and health insurers.
The Act was signed into law in the year 1996 and it contains five sections, also known as titles. The first title, referred as the Health Insurance Reform is meant to protect health insurance covers for individuals that change or lose their jobs. The title also forbids group health plans from denying insurance covers to individuals with certain illnesses or pre-existing conditions.
Title two of the Act involves simplification with administration. This therefore directs the Health Department as well as the Human services to come up with national morals for electronic healthcare transactions processing. The title also requires the organizations to implement safe electronic access to health data as remain in agreement with privacy regulations.
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Tax Related Health Provisions is covered in the third Title of the Act. These health provisions are the procedures on how to deal with any tax related issues for purposes of medical care to individuals. Title four of the Act is all about the Enforcement and Application of Group Health Plan Requirements. The title further helps in defining the improvements in health Insurance like the requirements for persons with pre-existing conditions including those that seek continued medical coverage.
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The fifth title deals with Revenue Offsets. Such are the provisions on company owned life insurance as well as the treatment of persons who have lost their citizenship as a result of income tax reasons. All these titles are very useful for individual protection in case of any issues that may face them and they are affected in any way. The purpose of the Act is to provide continuous health insurance covers for workers in case of change or loss of their jobs as well as reduce any burdens such as administrative burdens and the cost of healthcare. The HIPAA Act assists in fighting any fraudulent cases, any abuse or waste in health insurance and finally in healthcare delivery.
Companies and organizations should train their workers on this act. This kind of training gives people an insight of what to do in case of certain occurrences. Individuals will know how the act can protect them in case of any given losses. HIPAA Training will make people stay aware of any potential threats their patients may face. Staff members will be able to keep their patient’s records safe. This kind of training also reinforces initiatives to develop a culture for patient safety. If information is handled carefully, it improves satisfaction from both the patient and their family. Therefore, companies and institutions should make protect themselves by making the HIPAA training a high priority.